Our Services

Buying a first home can be a daunting process. We’ve done it ourselves so we know what you’re going through.

Throw into the mix getting access to your Kiwisaver, FirstHome subsidies, LIM Reports, Insurance, Banks and Builders Reports, and it all becomes rather daunting.

We’ll walk with you along the way to get you into that elusive first home.

If you haven’t already, checkout our Home Buyer’s Guide in the Knowledge Library.

Moving from a first home to a second (or subsequent) family home can be just as daunting as that initial first home process.

It’s often hard to remember the process you went through, and added to the mix is the stress of selling your original property. We guide you through the journey to make the process as pain free as possible.

If you haven’t already, checkout our Home Buyer’s Guide in the Knowledge Library.

Buying a rental property has distinct differences from buying your personal home. We’ve got rentals ourselves so know the challenges.

Minimising your tax, getting the right lending structure and managing banks are all part of it. We work in conjunction with your other professional advisors (brokers, banks and accountants) to make building your rental portfolio as pain-free as possible.

Buying a commercial investment property has its own unique challenges. Earthquake ratings, body corporate, leases, and more. They all play into the value of your investment so taking strong advice from the outset is critical.

We’ll help you through the due diligence process to ensure you’re making the right investment and that there’s no unexpected surprises along the way.

Getting paid by your customers, and managing your exposure to any claims from them often comes down to having robust Terms of Trade.

Getting the fine print right is easier said than done – we’ve got that sorted for you.

Then with your suppliers it's about managing the risk of them letting you down. It can damage customer relationships, eat your profit margins and cause you to hemorrhage cash.

The only way to protect yourself is to have robust contracts with your suppliers.

We’ll review your contracts to make sure you understand the risks. From there we can help craft solutions to mitigate those risks or to simply acknowledge them and let them be (at least you’ll know what you’re potentially up for).

Any business needs to have the right shareholder agreements, constitutions and other documentation in place. It's about protecting everyone from the rainy day - if it turns up then everyone knows what the play book is.

Our role is to help you identify the issue, and then come up with a pragmatic solution to help solve it. It's covering who makes decisions, where responsibilities lie, and how the money will work. 

We'll take what's worked with our other customers and apply it in your business.

We'll make sure your company is structured correctly to give you the flexibility you need, alongside the most tax efficient structure possible. At the same time, you need protection and the ability to change things up with the need arises.

We'll manage everything from the legal documentation, to the initial structuring advice and make sure you're setup exactly as you should be.

For most businesses, their rent is their largest operating expense aside from their people. Get your lease wrong and you can be in a spot of bother (we've had leases constrain business growth, prolonged business exits, and them resulting in landlords earning less than they should from their property).

The standard lease agreement is a good place to start. We'll take it, and then customise it to your particular situation. We'll think about the things you don't know to ask about - make good provisions, rent review periods, no access clauses and more.

Clarity on what happens when you die, or if you become incapacitated helps many people sleep at night. This is where a clearly thought out Will and Powers of Attorney come in.

We know that this is an awkward conversation for many people to have. It’s also difficult for people to decide who-gets-what when the time comes.

We’ll help guide the conversation so that your Wills and Powers of Attorney actually happen (rather than being left unsigned, in the important but not urgent basket).

Relationship Property Agreements (or pre-nups) are far more common than people think – there’s no embarassment in having one, or asking for one.

Relationships are more complicated than ever, and often partners bring different levels of wealth to the relationship. This is especially true when someone’s parents are contributing cash to a property, or for second (and subsequent) relationships.

We can guide a delicate conversation to make sure your Relationship Property Agreement is fair to all parties.

You’ve worked hard to build your wealth. Now it’s time to protect it from what we call the “3 d’s” – death, disaster or divorce. What happens when you die, if you hit the financial rocks, or if you separate from your partner.

For most people this involves forming a family trust – which must be properly managed. We’ll dot the i’s and cross the t’s to make sure your hard-earned wealth is protected.

A mismanaged Trust, or other documentation which isn’t fit for purpose, can destroy wealth and lead to family disputes, legal fees and emotional distress.

We'll make sure your estate planning has the right i's dotted and t's crossed.